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First Time Homebuyer

Finding a mortgage that's right for you should be easy. But there are many programs to choose from and many ways to structure a loan. Review our website to get the basics and then give us a call. We're with you every step of the way on this important investment. READ MORE

Buying a Home

Buying a home can be a complex process, but it doesn't have to be hard. With a little preparation up front, you can save a lot of time and hassle. Learn more about the documentation you need for the loan process and costs involved. And, please don't hesitate to call, so we can answer any questions you may have. READ MORE


People refinance for many reasons: to lower their interest rate, to build equity faster, or to use the equity already established in their home. Regardless of your reasons for wanting to refinance your existing mortgage, we can help you make a decision that works best for you. READ MORE



Contact Us


Civista Bank - NMLS: 412766
100 E Water St
Sandusky, Ohio 44870
Phone: (800) 604-9368
Email: civistamortgage@civistabank.com


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Civista Bank, NMLS #412766. Member FDIC. Customer Service 1.800.604.9368. Copyright 2019.  All Rights Reserved.  All products are subject to credit and property approval.  This is not an offer to enter into an agreement.  Other restrictions and limitations may apply.  All information, interest rates and loan programs are subject to change without prior notice.  Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.  Civista Bank is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA).  http://nmlsconsumeraccess.org/.