Civista Bank, NMLS #412766. Member FDIC. Customer Service 1.800.604.9368. Copyright 2018. All Rights Reserved. All products are subject to credit and property approval. This is not an offer to enter into an agreement. Other restrictions and limitations may apply. All information, interest rates and loan programs are subject to change without prior notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. Civista Bank is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA). http://nmlsconsumeraccess.org/.